Jurnal Kajian Peradaban Islam

Factors of Competitive Advantage of Islamic Banks in Indonesia: A Literature Review Study

Hesti Siti Robiah — 2025-10-18

This study explores the factors influencing the competitive advantage of Islamic banks in Indonesia through a systematic literature review (SLR). The study examines the development of the Islamic banking sector in Indonesia since the enactment of Law No. 7 of 1992 and highlights various aspects such as regulation, supporting infrastructure, public literacy, and supervision. Based on OJK data as of June 2023, Islamic financial assets reached IDR 2,450 trillion, with the Islamic capital market and Islamic banks as the largest contributors. The results show that the most significant factors influencing the competitive advantage of Islamic banks include the marketing mix, the role of technology, banking facilities, environmental influence, market orientation, training, infrastructure, the role of the government, service quality, Islamicity performance, online media marketing, customer relationship management (CRM), green banking, and intellectual capital. Most of the research uses quantitative methods (65%), followed by qualitative methods (33%) and mixed methods (7%). This study suggests that Islamic banks need to focus on these factors in their strategies to remain competitive in a dynamic and competitive market, with government support and the implementation of innovative technology as key success factors.

The Exploring the Role of Halal Literacy Against Interest in Buying Halal Products: Case Study of Change Materials Colloid Concepts on Science Classrooms

Rd Indah Rofi'ah Al Zahro — 2025-10-18

The research aims to explore the role of halal literacy in increasing interest in purchasing halal products, with a focus on understanding changes in material properties and the concept of colloids in science class. The research issue is how integrating halal literacy into science learning can affect students' interest in buying halal products. This research uses a quantitative design with survey methods. The data was collected through a questionnaire given to 125 X-grade students at one of the top preventive schools in the city of Bandung, Indonesia. The students have studied the changes in state of matter and the concept of colloids. Data analysis is carried out using descriptive and inferential statistical techniques to determine the relationship between halal literacy and interest in buying halal products. The research also uses case studies to understand the specific context of teaching in the science classroom. The results of the analysis show that there is a significant positive correlation between halal literacy and interest in purchasing halal products. Students with a higher level of halal literacy tend to show greater interest in purchasing halal products. In addition, an understanding of the concept of colloids and substance changes in science classes also contributed to the improvement of students' literacy. The findings underline the importance of a holistic approach to education, combining science and literacy, to shape consumer awareness and preferences for halal products.

The Integration of Fair Trade Concepts and Maqashid Shari'ah as Criticism of the Free Trade Concept

Jennifer Sakti Ramadhani — 2025-10-18

In the era of globalization, the concept of Free Trade has dominated international trade policies, emphasizing liberalization and minimal government intervention. However, there is growing criticism of the negative impacts of Free Trade on justice, the environment, and the economy. This research aims to analyze the integration between the Fair Trade concept and Sharia Economic principles as one of the concepts that can criticize the Free Trade concept. Fair Trade emphasizes fair trade by ensuring that producers in developing countries practice economic fairness. Likewise, the principles of Sharia Economics emphasize distributive justice, transparency, and sustainability. The integration of these two concepts can create a framework that promotes fair, sustainable trade oriented toward community welfare. Drawing on qualitative sources—journals, books, and previous research —this article explains how these two concepts can complement each other in the current global economic context. The results of this research show that integrating Fair Trade and Sharia Economics can provide fairer solutions to address global trade challenges, promote justice, and ensure economic prosperity for all parties involved. This article offers insights into the current international trading system and further explores the potential for cooperation between these two concepts. The integration of Fair Trade and Sharia Economics is not only a critique of the Free Trade concept but also an effort to build a trade system that is fairer, more sustainable, and oriented towards human values and justice.

Digital Empowerment of Women Entrepreneurs in a Post-COVID World: Examining the Role of Islamic Microfinance Institutions in Achieving Sustainable Development Goals (SDGs)

Md Nazim Uddin — 2025-10-18

This pioneering study investigates how Islamic microfinance institutions (IsMFIs) digitally empower women entrepreneurs post-COVID-19 and support the SDGs. It seeks to enlighten policymakers, practitioners, and scholars on the intricate relationship between digital empowerment, women entrepreneurship, and IsMFIs. The study employed rigorous qualitative methodologies to tackle the topic's complexities. Extensive semi-structured interviews were conducted with IsMFI personnel, stakeholders, and digitally benefiting women entrepreneurs. A theme analysis was used to understand participants' viewpoints. Themes and iterative coding were employed to evaluate data. The study explored digital financial inclusion, technology literacy, digital challenges, and IsMFI transformation. Research sheds light on complex processes. According to findings, IsMFIs are instrumental in guiding women-owned companies through the digital landscape by providing digital financial services and training. They advance SDGs, gender equality, and economic prosperity. Gender inequality and internet access can be addressed through innovative collaborations and ideas. Participant biases, a standard limitation in qualitative research, were acknowledged. The study revealed the complex responsibilities of digital empowerment and IsMFIs, opening up new regional and cultural research avenues. The report underscores the need for gender-sensitive digital entrepreneurship policies and solutions. The article advocates for concentrated training and technology to optimize IsMFIs. This study fills a gap in the literature by examining the relationship between IsMFIs, digital empowerment, and women entrepreneurship. The contextualization of digital empowerment in this study underscores its urgency and significance

Analysis of the Application of Zakah Accounting Standards (PSAK 109) in the Management of Zakat at Baznas Subang Regency

Asep Kurniawan — 2025-11-04

Indonesia has demonstrated significant potential for zakat collection. Consequently, various organizations have been established to manage zakat, including Zakat Management Organizations. The National Zakat Agency (BAZNAS), as an entity responsible for managing and distributing zakat to those in need, must implement accounting practices in its daily records. This ensures the production of transparent, balanced, and equitable information for stakeholders. Zakat accounting is a reporting standard that provides financial information on the management of zakat by zakat institutions, specifically through the implementation of PSAK 109 on Zakat, Infaq, and Sadaqah Accounting. This study aims to examine the conditions of receipt, distribution, and accounting reporting at BAZNAS Subang Regency as reflected in the financial statements. The research employs a qualitative descriptive method to explore activities and uncover new knowledge previously unknown objectively. This is based on primary and secondary data obtained through observation and interviews. The analysis results indicate that BAZNAS Subang Regency has overall adhered to PSAK 109 on Zakat, Infaq, and Sadaqah Accounting in its financial statements and has implemented the SIMBA (BAZNAS Information Management System) application.

Fatwa and Transnational Solidarity: Examining Faith-Based Movement in Indonesia in Addressing the Israel-Palestine Conflict

Reza Noormansyah — 2025-10-18

This research explores the dynamics of transnational solidarity among Indonesian Muslims in their support of the Palestine cause, grounded in Fatwa MUI 83/2023, through the lens of Critical Discourse Analysis (CDA). This study investigates how religious and moral directives shape individual and collective actions. Data from questionnaires show that respondents' motivations to support Palestine stem from both humanitarian and religious convictions, amplified by the fatwa's ideological framework. The study finds that religious discourse transforms solidarity into concrete actions such as donations, boycotts, and digital activism. Furthermore, the fatwa facilitates the globalization of local actions, linking grassroots efforts to a broader international campaign for Palestinian rights. This research underscores the power of religious authority in shaping transnational solidarity movements and highlights how digital platforms enable local actions to resonate globally.

Jihad as A Realistic Approach: Responding to the Palestinian Colonization from 1948 to Present

Hasbi aswar — 2025-10-18

This article provides a new perspective on responding to the turmoil in Palestine from 1948 to the present. The main argument of this article is that the primary cause of the Palestinian issue is the existence of the Zionist Jewish occupiers in Palestinian land, supported by the United States and its allies. Hence, the solution to this occupation is to liberate Palestine from Zionist occupation. This study uses the concept of jihad in Islam as a framework to explain the steps in liberating Palestine. The method used is qualitative analysis of data collected from various books, journals, and websites. This study finds that, given the current conditions in Palestine, the approach of jihad is the most realistic approach that pro-Palestinian Muslim-majority countries can undertake. However, the implementation process is inaccessible due to several factors, including the political, economic, and military conditions in Muslim countries, as well as the dominant ideologies currently followed and applied by these countries.

Science in the Whirlwind of Religion and Power

Fahmi Amhar — 2025-10-18

This paper examines the interactions among science, religion, and power across historical and social contexts. Science is defined as a systematic effort to build knowledge through testable explanations and predictions, while religion is a system that connects humans with supernatural and transcendental elements. Power, in this context, is understood as a social production that shapes actors' capacities, actions, and beliefs. The paper outlines a crisis of thinking and literacy among scientists, religious scholars, and politicians, who often fail to understand or disregard the relevance of other fields. Various types of relationships between power and both science and religion are described, including power that protects, suppresses, restricts, utilizes, or mediates between the two domains. Additionally, the paper discusses how religion and science can influence or even conflict with each other. Historical examples of the complex interactions between science, religion, and power are provided, showing that harmony among them can lead to progress, while imbalance can result in regression. In conclusion, Muslims need to understand and appropriately position science, religion, and power to avoid secular extremism and ensure balanced development in society.

Sustainable management of mangrove forest in Indonesia: Practical and Islamic perspectives

Andi Aznan Aznawi — 2025-10-18

A mangrove forest is an ecosystem found along tropical coastlines. Indonesia has the largest mangrove land cover in the world, so it is essential to manage them, as they can provide ecological benefits to the environment and support the welfare of coastal communities through economic and social benefits. This review aimed to explore practical and Islamic perspectives on the sustainable management of mangrove forests. Sustainable management of mangrove forests, incorporating both practical strategies and Islamic principles, can enhance their role in climate change mitigation and adaptation. The sustainable management of mangrove forests in Indonesia requires a holistic approach that integrates practical measures with ethical and religious principles. By combining scientific knowledge, community engagement, and Islamic values, it is possible to create a framework for the sustainable use and preservation of these vital ecosystems. Practically, it highlights the importance of conservation, reforestation, integrated coastal zone management, and community involvement. Islam, as a religion, provides guiding principles and systems that enable problem-solving, including the management of natural resources like mangrove forests. According to Islamic law, forests are part of public property. The state or authority must responsibly manage this public property. The wealth and benefits must be shared for the welfare of the people. On the other hand, it is unlawful to damage and exploit forest resources without careful consideration of the impacts on nature and humans. These strategies not only enhance mangrove protection for carbon storage but also bolster community resilience against climate impacts. This approach not only protects the environment but also enhances the well-being of the communities that depend on mangrove forests for their livelihoods.

Copper Tape- Solar Cell-Based Electrical Circuit as STEM Learning Media to Improve Science Literacy and Creative Thinking Skills

Siska Handayani Inandang — 2025-10-18

By 2022, the ranking of Indonesian students' science literacy skills will improve from 70th to 64th, but the latest score is lower than before. In this research, the researchers use a mixed-methods embedded design. This study aims to describe the implementation and improvement of science and creative thinking skills in students following the introduction of a solar cell project in STEM learning using copper tape solar cells. The research sample consists of 40 junior high school students from a single experimental group. The data collection instruments include a pretest and a posttest to measure science literacy and creative thinking skills, as well as assessment rubrics to evaluate students' creativity. Implementing STEM copper tape-solar cell learning can improve students' science literacy skills, with an average n-gain of 0.4 in the medium category. Implementing STEM copper tape-solar cell learning can improve students' creative thinking skills, with an average n-gain of 0.5 in the medium category. Based on the MANOVA test, the provision of the STEM copper tape solar cell learning model as a whole can have a significant effect on science literacy, increased science literacy, creative thinking, and improved thinking.

Building the Islamic Character of Children through Extracurricular Programs at Islamic Elementary School, Gresik

Widodo widodo — 2025-10-18

Abstract: The extracurricular program which is divided into several specializations shows the importance of supporting the development of Islamic character in schools. This cannot be denied, because character is a complex activity that involves family, community and the school environment. Extracurricular activities are learning activities held outside school hours as an addition or complement. Extracurricular programs are organized with the aim of developing students' potential, talents, interests, abilities, personality, cooperation and independence optimally. The aim of the research is to determine the role of extracurricular programs in building students' Islamic leadership character. School and extracurricular activities are a holistic unit and mutually influence a child's leadership character. The learning process occurs in both to create reliable human resources. In theory, learning is essentially an "individual process" which means that it occurs in humans uniquely. Qualitative research is descriptive. which describes completely and holistically the phenomena that occur. The research was conducted at the AL-Kayyis Gresik Integrative Islamic Elementary School with data collection techniques using in-depth interviews, participatory observation and document analysis. Meanwhile, qualitative research data analysis uses Miles & Huberman, namely; (1) data reduction, (2) data presentation, (3) drawing conclusions. Extracurricular programs can be recreational, achievement or life skills. Thus, there is a holistic and synergistic relationship between extracurricular activities and the cultivation of students' Islamic character.

Keywords; Extracurrucular, Islamic Character, Children. Elementary school,

Utsman bin Mazh'un in Visual, Literature and International Exhibition

Lutfianto Lutfianto — 2025-10-18

This paper aims to discuss Uthman bin Mazh'un's paragraph in visuals, literature in the Nusantara and the international exhibition of the power of the Ka'bah II. The character of the Prophet Muhammad's companion is that of a friend who cares about others' suffering. Next, the visual form of paraga Uthman bin Mazh'un will be explained, along with its meaning in a review of Indonesian literature and in the international exhibition of the power of the Ka'bah II. Visual, literary, and exhibition discussions will help readers understand the character in a cultural context. Visual paraga in the form of wayang implies a specific message to the audience. Especially when exhibited on the international scene. Apart from that, the messages in Javanese literature are moralistic and intended for connoisseurs. Therefore, Uthman bin Mazh'un's paragraph in the wayang Kekayon Khalifah can serve as a beautiful educational tool for the public, both in appearance and language.

The Phenomenon of Julid Fi Sabilillah on Instagram as a Form of Rejection of Israel's Genocide against Palestine: A Critical Discourse Analysis

Syahda Fadliani Khoerunisa — 2025-10-18

Julid Fi Sabilillah emerged as a response to the massive genocide by Israel that began on October 7, 2023. This research aims to unveil the phenomenon of Julid Fi Sabilillah on Instagram using a critical discourse analysis approach and to explain its role and influence regarding the genocide committed by Israel against Palestine. The methodology employed in this study is qualitative, utilizing Norman Fairclough's critical discourse analysis model. The findings indicate that the phenomenon of Julid Fi Sabilillah on Instagram represents an effort by pro-Palestinian Indonesian citizens to resist Israel, triggered by the genocide that started on October 7, 2023. This is manifested through comments and posts laden with protests against Israel and calls for public participation. Julid Fi Sabilillah plays a role in undermining the morale of IDF (Israel Defense Forces) soldiers and countering their propaganda on social media, causing stress and disruption that leads them to lock and limit their Instagram accounts.

Prayer Guidance in Improving Spiritual Intelligence in Children with Physical Impairment

Widya Permata Sari — 2025-10-18

Prayer is one of the main pillars of Islam and even serves as an identity for Muslims and their civilization. Prayer and the mosque as a place of prayer are the two leading institutions in Islam. The command to pray is obligatory for every Muslim who has reached the age of puberty, both in normal conditions and with special needs, such as even a child with a person with quadriplegia. The Special School (SLB) is one of the schools that carries out prayer guidance for children with special needs. The spiritual condition of disabled children in SLB has decreased, one of which is due to their neglect in praying. So, with this prayer, guidance is needed to improve the spiritual intelligence of children with physical impairments. The fact is that the habit of praying regularly at school and at home can raise children's awareness and motivate them to practice worship. This study aims to determine the concept of prayer guidance, prayer guidance techniques, and the results of prayer guidance in increasing spiritual intelligence in children with physical disabilities at Cileunyi State SLB, Bandung Regency. This study uses a qualitative method. The results of the study show that the concept of prayer guidance carried out there includes preparation before prayer, namely ablution, covering the genitals, determining the place and direction of prayer, and performing the prayer standing and sitting. The prayer guidance technique applied is through repetition and habituation, both individually and in groups. The results of prayer guidance show cognitive, affective, and psychomotor changes, namely: the ability to name and distinguish the time and number of prayer cycles, the ability to practice reading and prayer movements, and a change in attitude.

Antibacterial-enhanced Synthetic Stainless Steel, Hydroxyapatite, and Polylactic Acid in Bioactive Screw Systems for Safe Bone Healing

Eka Cahya Prima — 2025-10-18

Bone fractures are rising worldwide due to aging populations and increased trauma, creating demand for implants that overcome infection, delayed healing, and poor osteointegration. Multifunctional biomaterials, especially PLA–HA Bioxcrew systems, offer integrated mechanical support with antibacterial, anti-inflammatory, and osteogenic functions while remaining biocompatible. Implant-associated infections driven by Staphylococcus aureus and Gram-negative bacteria persist because of biofilm formation and chronic inflammation. Bioxcrew advancements address these barriers through metal-ion doping, nanoscale surface engineering, and incorporation of antimicrobial agents into biodegradable polymer matrices, enabling controlled ion release, immune modulation, stem-cell recruitment, and improved bone regeneration. Stainless steel provides strength, hydroxyapatite enhances biological integration, and PLA enables safe degradation and localized drug delivery, making their hybridization ideal for next-generation implants. Using a narrative–integrative review of peer-reviewed literature from 2018 to 2025, this study synthesizes trends in antibacterial strategies and regenerative performance. Findings show that hybrid Bioxcrew platforms significantly reduce infection risk and enhance functional bone healing.